Santa Clarita Uninsured Motorist Accident Attorneys
What to Do If You Are Hit by an Uninsured or Underinsured Motorist
If you’ve been involved in an accident with either an uninsured or underinsured driver, you’re likely facing a number of challenges, not least of which is how you will get compensation for your damages if the other driver doesn’t have insurance or doesn’t have enough coverage. Not only is getting the proper medical treatment important after any accident, but figuring out how to pay for these bills is similarly important and, in many cases, the most stressful part. Additionally, because of your injuries, you also may have lost wages from being unable to work or even have lost earnings potential because you are no longer able to work at all.
Whether you were injured in a hit and run accident or were involved in a crash with an uninsured or underinsured motorist, the Law Offices of C. Ray Carlson can help. You may have several options for recovery, and our Santa Clarita uninsured motorist lawyers can help you determine what to do next. After first ensuring that your injuries have been properly treated by a medical professional, contact our firm to learn more about how we can help you fight for a fair recovery.
How Our Legal Team Can Help
Ultimately, finding out that the at-fault driver is uninsured or even underinsured can make you feel helpless. However, with the help of a Santa Clarita uninsured accident attorney from the Law Offices of C. Ray Carlson, you have a powerful legal team on your side, one with over 40 years of experience and a proven record of success. Our team works tirelessly and aggressively to help people like you secure the compensation they need to pay for their medical bills, make up for lost wages, and account for the pain and suffering they have endured.
What Happens If the At-Fault Driver Is Underinsured or Uninsured in California?
In the event that you are injured in a hit and run accident or hit by an uninsured or underinsured motorist, you could be able to recover compensation through your own auto insurance policy. California is not a mandatory uninsured/underinsured motorist (UM/UIM) state, meaning you are not required to have this coverage on your policy. However, you may have this optional coverage and not even realize it.
All auto insurance providers must offer UM/UIM coverage to their policy holders. This coverage can be declined, but it’s a good idea to add it to your policy. This is one of the only ways to protect yourself in the event that you are injured by someone who doesn’t have insurance or who doesn’t have adequate insurance to cover your losses. If you do not have this type of coverage, you may be unable to obtain compensation after the accident—but it is not impossible. Our attorneys can help you go over your existing policy, as well as other possible avenues of compensation, and assist you in exploring all of your available legal options.
Understanding Uninsured & Underinsured Motorist Coverage
If you get hit, and the at-fault driver doesn’t have insurance, our law firm can work to help you get paid by your own insurance company. For underinsured drivers, we work hard to cover the gap in compensation by getting you paid from their insurance policy and yours too. Depending on your coverage, we can also help you with a property damage claim and a rental car (if applicable) so you can continue with your daily life with no interruptions.
Contact the Law Offices of C. Ray Carlson Today
At the Law Offices of C. Ray Carlson, we always are ready to protect the rights of our clients. We know how important it is to have professional legal representation by your side after an accident. Our knowledgeable Santa Clarita uninsured accident attorneys can speak with you during a free legal consultation. During this conversation, we will learn about your accident and answer any questions you have about the legal process ahead.